Financial Services Planning

Planning software built for fintech complexity.

Anaplan and Pigment implementations for fintech, banking software, insurance tech, and financial services. Revenue recognition, regulatory reporting, and multi-product forecasting.

30 minutes with our founders — no sales pitch, just answers.

Industry Challenges

Why financial services planning is different.

Financial services companies operate under planning constraints that generic business tools cannot handle.

Complex Revenue Recognition

ASC 606 compliance requires tracking performance obligations and delivery timelines. Multiple revenue streams per customer (platform fees, transaction fees, services) activate on different schedules. Spreadsheets create audit risk.

Contract-Level Forecasting

You need to forecast at the individual contract level (12,500+ contracts), not just by customer. Each contract has different pricing, terms, renewal dates, and true-up clauses. Bottom-up forecasting is the only way to accuracy.

Multi-Product Revenue Streams

Platform subscription (recurring), transaction fees (variable), professional services (project), implementation (upfront). Each stream has different forecast cadences and margin profiles. Consolidation to one P&L is essential but complex.

Regulatory Reporting Dimensions

You must maintain separate forecasts for operating plan, regulatory positions, and investor guidance. Audit trails and version control are non-negotiable. Change management workflows ensure compliance sign-off.

M&A-Driven Restructuring

Acquisitions and divestitures require rapid model rebuilds. New entities appear overnight. You need flexible architecture that accommodates ad-hoc segment changes without breaking the core plan.

Territory & Commission Complexity

Sales teams are often organized by product, segment, and geography. Commission structures vary widely: deal-by-deal overrides, team splits, service-level payouts, and retention bonuses tied to product mix.

Core Services

What we build for financial services companies.

Finance-first. We start with revenue recognition and forecasting, then layer in commissions and workforce planning.

Finance

FP&A Forecasting

Consolidated budget forecasts with separate operating, regulatory, and investor positions. Rolling 13-month forecasts, scenario modeling, and sensitivity analysis. Full audit trail for compliance and SOX requirements.

Revenue

Revenue Recognition & ASC 606

Contract-level forecasting that maps to revenue recognition rules. Performance obligations, delivery timelines, and multi-period revenue tracking. Automatic consolidation from 10,000+ contracts to P&L.

Pipeline

Pipeline & Bookings Forecasting

Connect pipeline → bookings → revenue → financial statements in one system. Win probability adjustments, forecast bias correction, and closed-loop analytics between sales forecast and revenue recognition.

Sales

Territory & Quota Planning

Product-based, segment-based, and geographic territory models. Quota setting tied to pipeline and historical conversion. Deal-by-deal tracking and territory overlap analysis for sales planning.

Compensation

Commission Engine

Complex compensation models: deal-by-deal overrides, team-based splits, service-level bonuses, product-mix incentives, and retention payouts. Rapid recalculation when deal terms change or new contracts hit renewal.

Support

Managed Services

Ongoing model maintenance, quarterly business reviews, ASC 606 updates, new product integration, and M&A model rebuild support. We stay with your models through regulatory changes and restructurings.

Client Examples

Proven outcomes in financial services.

MeridianLink Anaplan
12,500+
individual contract forecast

Contract-level revenue forecasting for complex fintech platform. Moved from quarterly to twice-monthly forecasting cycles. Tracks platform, transaction, and services revenue with ASC 606 compliance across 3,000+ enterprise customers.

Frequently asked questions

SaaS is relatively simple: mostly recurring revenue, minimal true-ups, one pricing model. Financial services is multi-dimensional: you have platform (recurring), transactions (variable), services (project), and implementation (upfront) in the same customer contract.

Add regulatory reporting requirements, ASC 606 compliance, contract-level forecasting at 10,000+ contracts, and frequent M&A activity—and SaaS planning tools become inadequate. You need specialized architecture.

Yes. We build models that track revenue at the contract level, map each contract's performance obligations to expected delivery timelines, and consolidate to ASC 606-compliant revenue recognition that auditors accept.

This connects pipeline → bookings → contract terms → revenue recognition schedule → financial statements. Changes in contract terms automatically recalculate revenue timing. Audit trail is complete.

We separate each revenue stream: platform subscription (monthly recurring), transaction revenue (variable based on customer activity), professional services (project-based), implementation fees (upfront). Each has different forecast cadences and margin profiles.

The model tracks each separately so you maintain operational visibility. Then it consolidates them for P&L and revenue recognition reporting. You can see platform growth independent of transaction volume, and vice versa.

Anaplan excels here. You get full change history on every forecast assumption, approval workflows for regulatory changes, and clean separation between operating forecast, regulatory forecast, and investor guidance.

Version control, audit trails, and segregation of duties are built in. Regulators and auditors see the complete lineage: what changed, when, by whom, and why. No spreadsheet can match this.

We build flexible model architecture that accommodates rapid entity and segment restructuring. When you acquire a company, you can onboard its contracts, revenue streams, and teams into the existing forecast without rebuilding.

Templates for integration assumptions, clean data models that support ad-hoc consolidation, and rapid rebuild capability mean you can replan in days instead of weeks when there's an M&A event.

Ready to build planning for your financial services company?

Let's talk through your challenges — revenue recognition, regulatory reporting, contract forecasting, and commission complexity.

30 minutes with our founders — no sales pitch, just answers.